Consumer IBDD Product Territory Jan 13 – Mar 13 Apr 13

Consumer Ibddaproductterritoryitemjan 13feb 13mar 13apr 13may 13jun 13

Consumer Ibddaproductterritoryitemjan 13feb 13mar 13apr 13may 13jun 13

Consumer IBDDA Product Territory Item Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 IB - P Selects SOUTHEAST Ending Spot Balance 1,330,990,,395,931,,569,825,,585,513,,539,113,,565,098,,612,998,,689,500,,916,025,209 IB - Performance SOUTHEAST Ending Spot Balance 3,505,899,,592,863,,619,896,,536,995,,621,585,,589,556,,599,095,,598,299,,590,953,200 IB - Grandfathered SOUTHEAST Ending Spot Balance 1,021,551,,053,128,,056,258,,005,095,,009,383,,652,,322,,981,,989,932 IB - VW Perf Reserve SOUTHEAST Ending Spot Balance 39,819,,661,,821,,026,,638,,822,,955,,595,,223,627 IB - VW Perf Spend SOUTHEAST Ending Spot Balance 229,836,,966,,920,,191,,538,,101,,050,,830,,551,592 IB - VW Reserve SOUTHEAST Ending Spot Balance 19,896,,235,,032,,989,,105,,091,,552,,896,,551,850 IB - P Selects CENTRAL Ending Spot Balance 3,885,863,,920,685,,098,318,,039,115,,165,965,,199,506,,293,213,,519,961,,562,699,596 IB - Performance CENTRAL Ending Spot Balance 5,193,605,,519,920,,981,153,,619,898,,969,055,,965,669,,589,352,,966,138,,586,836,960 IB - Grandfathered CENTRAL Ending Spot Balance 5,325,988,,380,883,,585,583,,295,052,,280,559,,189,609,,052,839,,095,961,,919,011,934 IB - VW Perf Reserve CENTRAL Ending Spot Balance 91,959,,615,,528,,993,,520,,501,,501,,210,,996,959 IB - VW Perf Spend CENTRAL Ending Spot Balance 532,985,,691,,512,,061,,008,,132,,995,,691,,533,520 IB - VW Reserve CENTRAL Ending Spot Balance 53,992,,613,,696,,906,,595,,512,,683,,038,,588,801 IB - P Selects WEST Ending Spot Balance 2,595,389,,620,589,,930,103,,680,596,,953,206,,966,950,,968,901,,829,353,,999,553,359 IB - Performance WEST Ending Spot Balance 1,926,599,,080,539,,259,822,,205,591,,325,516,,310,982,,219,911,,360,628,,260,186,569 IB - Grandfathered WEST Ending Spot Balance 3,220,398,,305,588,,505,238,,219,982,,252,395,,135,255,,983,538,,058,295,,891,530,682 IB - VW Perf Reserve WEST Ending Spot Balance 56,309,,621,,530,,223,,928,,561,,090,,652,,213,966 IB - VW Perf Spend WEST Ending Spot Balance 298,655,,350,,909,,556,,691,,302,,318,,528,,232,993 IB - VW Reserve WEST Ending Spot Balance 20,992,,829,,398,,930,,519,,391,,138,,529,,903,992 IB - P Selects OTHER Ending Spot Balance 21,581,,506,,908,,269,,109,,050,,228,,655,,559,967 IB - Performance OTHER Ending Spot Balance 99,863,,585,,216,,223,,836,,119,,538,,963,,000,831 IB - Grandfathered OTHER Ending Spot Balance 55,996,,999,,625,,326,,802,,890,,028,,622,,512,559 IB - VW Perf Reserve OTHER Ending Spot Balance 2,009,,353,,652,,509,,612,,522,,580,,350,,185,986 IB - VW Perf Spend OTHER Ending Spot Balance 55,581,,190,,212,,561,,899,,985,,599,,558,,563,800 IB - VW Reserve OTHER Ending Spot Balance 1,211,,558,,519,,503,,353,,526,,359,,553,,603,950 Business - IBDDA Product Territory Item Jan-13 Feb-13 Mar-13 Apr-13 May-13 Jun-13 Jul-13 Aug-13 Sep-13 IBDDA - S5 30/33 PNC CENTRAL Ending Spot Balance $ 105,100,234 $ 105,599,511 $ 109,098,562 $ 106,891,200 $ 108,823,324 $ 121,229,596 $ 125,156,595 $ 135,699,997 $ 131,868,587 IBDDA - S5 33 - ESCROW PNC CENTRAL Ending Spot Balance $ 25,880,329 $ 25,565,991 $ 25,915,999 $ 25,580,663 $ 25,511,011 $ 25,989,101 $ 25,585,983 $ 25,656,670 $ 25,510,592 IBDDA - S5 31/96 PNC CENTRAL Ending Spot Balance $ 639,962,995 $ 923,566,911 $ 596,893,885 $ 626,956,801 $ 909,288,310 $ 633,081,236 $ 699,913,869 $ 811,955,094 $ 951,182,919 IBDDA - CORP ANAL CKG PNC CENTRAL Ending Spot Balance $ (101) $ 11 $ 5 $ (17) $ (40) $ - 0 $ - 0 $ 2,000 $ 1,896 IBDDA - IOLTA PNC CENTRAL Ending Spot Balance $ 302,255,524 $ 303,856,926 $ 305,991,362 $ 319,390,126 $ 335,582,057 $ 353,930,297 $ 355,225,909 $ 333,918,935 $ 350,909,210 IBDDA - MUNI PNC CENTRAL Ending Spot Balance $ 199,895,916 $ 219,259,605 $ 195,153,920 $ 139,899,089 $ 150,322,654 $ 59,589,982 $ 55,593,959 $ 59,556,552 $ 55,691,985 IBDDA - S5 30/33 PNC SOUTHEAST Ending Spot Balance $ 108,889,854 $ 98,212,816 $ 98,220,816 $ 98,995,099 $ 99,261,310 $ 96,599,023 $ 95,563,917 $ 95,595,659 $ 92,306,966 IBDDA - S5 33 - ESCROW PNC SOUTHEAST Ending Spot Balance $ 9,298,090 $ 9,955,870 $ 8,685,970 $ 9,019,319 $ 9,935,230 $ 11,132,881 $ 11,928,663 $ 13,526,568 $ 12,122,852 IBDDA - S5 31/96 PNC SOUTHEAST Ending Spot Balance $ 101,181,960 $ 89,988,560 $ 89,296,537 $ 89,926,886 $ 83,855,300 $ 96,532,816 $ 66,909,553 $ 69,831,252 $ 69,631,935 IBDDA - CORP ANAL CKG PNC SOUTHEAST Ending Spot Balance $ 66 $ - 0 $ 2,019,523 $ 5,235 $ 10,221 $ 10,384 $ 5,205,532 $ 6,950,998 $ 5,665,899 IBDDA - IOLTA PNC SOUTHEAST Ending Spot Balance $ 210,990,813 $ 236,968,554 $ 208,999,183 $ 221,165,613 $ 215,838,527 $ 251,990,991 $ 226,395,259 $ 216,825,639 $ 209,598,323 IBDDA - MUNI PNC SOUTHEAST Ending Spot Balance $ 12,305,924 $ 10,505,323 $ 10,983,891 $ 8,025,285 $ 9,013,940 $ 5,533,820 $ 5,930,886 $ 9,635,600 $ 9,939,939 IBDDA - S5 30/33 PNC WEST Ending Spot Balance $ 83,565,801 $ 82,695,093 $ 85,995,922 $ 83,390,506 $ 81,939,131 $ 81,915,596 $ 82,031,592 $ 82,515,530 $ 86,169,916 IBDDA - S5 33 - ESCROW PNC WEST Ending Spot Balance $ 95,586 $ 93,203 $ 160,611 $ 168,911 $ 195,560 $ 985,616 $ 1,098,282 $ 865,553 $ 1,039,813 IBDDA - S5 31/96 PNC WEST Ending Spot Balance $ 31,300,355 $ 39,326,938 $ 30,192,289 $ 31,639,191 $ 30,258,913 $ 55,691,061 $ 55,899,993 $ 53,932,570 $ 51,932,300 IBDDA - CORP ANAL CKG PNC WEST Ending Spot Balance $ - 0 $ - 0 $ - 0 $ - 0 $ 25,131 $ - 0 $ - 0 $ - 0 $ - 0 IBDDA - IOLTA PNC WEST Ending Spot Balance $ 192,311,954 $ 196,806,851 $ 139,998,960 $ 132,592,391 $ 150,915,564 $ 152,693,995 $ 153,626,556 $ 151,560,513 $ 200,610,166 IBDDA - MUNI PNC WEST Ending Spot Balance $ 5,192,300 $ 3,335,956 $ 3,515,100 $ 3,185,700 $ 3,895,983 $ 5,023,109 $ 5,992,129 $ 5,885,257 $ 5,500,915 IBDDA - S5 30/33 PNC OTHER Ending Spot Balance $ 1,003,087 $ 983,583 $ 1,051,199 $ 1,015,320 $ 969,959 $ 989,509 $ 883,597 $ 889,692 $ 892,952 IBDDA - S5 33 - ESCROW PNC OTHER Ending Spot Balance $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 IBDDA - S5 31/96 PNC OTHER Ending Spot Balance $ 6,292,639 $ 6,135,156 $ 5,685,856 $ 3,811,950 $ 5,558,556 $ 6,592,690 $ 9,595,986 $ 5,680,063 $ 5,865,692 IBDDA - CORP ANAL CKG PNC OTHER Ending Spot Balance $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 IBDDA - IOLTA PNC OTHER Ending Spot Balance $ 1,092,889 $ 1,608,982 $ 1,616,814 $ 1,650,627 $ 990,622 $ 1,325,956 $ 1,081,635 $ 1,091,252 $ 959,639 IBDDA - MUNI PNC OTHER Ending Spot Balance $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0 $ - 0

Paper For Above instruction

In analyzing the Consumer IBDDA data, it is essential to identify the monthly ending balances that exceed specified dollar thresholds within particular territories. This approach helps in understanding the distribution and concentration of financial holdings across regions. The focus here is on the Southeast territory, where monthly balances greater than $1.5 billion are of interest, specifically in the category of Consumer IBDDA.

Reviewing the dataset for Consumer IBDDA, the quarters from March to September 2013 reveal substantial balances in the Southeast territory surpassing the $1.5 billion mark. For instance, in March 2013, the balance was approximately $1.569 billion, in April about $1.585 billion, in May roughly $1.539 billion, June around $1.565 billion, July approximately $1.613 billion, August close to $1.689 billion, and September exceeding $1.916 billion. These figures underscore a consistent trend of balances exceeding the $1.5 billion threshold from March onward, with the highest recorded in September 2013 exceeding $1.916 billion.

Such data suggests a robust accumulation of Consumer IBDDA assets within the Southeast region over these months, indicating regional strengths or strategic advantages. Identifying these figures allows financial institutions to focus on regional concentration, assess risk exposure, and tailor financial products effectively to the segment's needs. The trend also emphasizes the importance of monitoring monthly variations, particularly when balances surpass critical thresholds, as they may influence strategic decision-making regarding asset management, resource allocation, or regulatory compliance.

Furthermore, in the broader context of financial analysis, recognizing balances greater than $1.5 billion informs risk management strategies, liquidity planning, and investment priorities. It highlights the significance of regional performance metrics, allowing institutions to benchmark performance, anticipate market shifts, and optimize across territories. These insights are vital for maintaining financial stability, designing region-specific marketing campaigns, and aligning operational resources with demand patterns.

Overall, the data indicates that the Southeast territory consistently holds high-value balances in the Consumer IBDDA category, with figures notably exceeding the $1.5 billion mark from March to September 2013. Strategic focus on this region's data can lead to enhanced financial planning, targeted client engagement, and risk mitigation, ultimately supporting a more resilient and responsive asset management framework.

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