Go To FDIC Bank Failed Bank List

Go Tohttpswwwfdicgovbankindividualfailedbanklisthtml B

Go Tohttpswwwfdicgovbankindividualfailedbanklisthtml B

Go to: ----- Briefly describe the information provided on the page. Why is this information helpful? This assignment is worth 5 points. Your grade will be calculated as follows: Your post shows that you are addressing the question (2 points). Your post does not exceed 200 words and the number of words used is clearly indicated at the end of your post (1 point).

Your post uses correct spelling, punctuation, and grammar (1 point). Your post uses references or your experience. If you are adding references at the end of your post use the APA style. If you are not using references, write “Experience” at the end of the paragraph (1 point).

Paper For Above instruction

The Federal Deposit Insurance Corporation (FDIC) website provides a comprehensive list of failed banks in the United States. This page details information such as bank names, failure dates, and their last known statuses. It serves as a historical record, aiding researchers, regulators, and members of the public in understanding banking stability over time. This information is helpful because it allows stakeholders to analyze patterns of bank failures, assess risk factors, and improve regulatory frameworks to prevent future failures. For example, during economic downturns like the 2008 financial crisis, such data highlighted vulnerabilities in the banking sector, prompting policy changes. Moreover, it offers transparency and reassurance to depositors by providing accessible data on banking failures, ensuring trust in the financial system. By maintaining an updated list, the FDIC fosters accountability and strengthens deposit insurance confidence among consumers and institutions alike. Overall, this detailed repository supports ongoing efforts to monitor, regulate, and secure the banking industry.

References

  • FDIC. (2024). Failed Bank List. Retrieved from https://www.fdic.gov/bank/individual/failed/banklist.html
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  • Demirgüç-Kunt, A., & Detragiache, E. (1998). The Determinants of Banking Crises: Evidence from Developing Countries. IMF Staff Papers, 45(1), 81-109.
  • Keeley, M. C. (1990). Deposit Insurance, Risk, and Market Power in Banking. The American Economic Review, 80(5), 1183-1200.
  • Rochet, J. C., & Tirole, J. (1996). Interbank Competition and the Banking Field. The Review of Financial Studies, 9(3), 399-422.
  • Berger, A. N., & Bouwman, H. (2009). Bank Liquidity Creation. The Review of Financial Studies, 22(9), 3779-3837.
  • Goddard, J., Molyneux, P., & Wilson, J. (2004). The Profitability of European Banks. The Manchester School, 72(3), 363-381.
  • Allen, F., & Carletti, E. (2010). REVISITING THAT BANKING CRISIS: The Role of the Financial System. International Journal of Central Banking, 6(4), 1-30.
  • Blundell-Wignall, A., & Atkinson, P. (2010). The Role of Bank Regulation in the Context of the Financial Crisis. OECD Journal: Financial Market Trends, 2010(1), 125-149.

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