Part 1: I Need This On Excel Spreadsheet, Sir, Thank You

Question

Part 1i Need This On Excel Spreadsheet Sir Thank You The Number The S Part 1i Need This On Excel Spreadsheet Sir Thank You The Number The S The provided instructions include multiple tasks related to financial calculations, balance sheet preparations, and analysis of interest rates and loans. The core assignment involves creating and managing an Excel spreadsheet to perform specific financial computations, including calculating initial deposits, reserve ratios, money supply, and interest-related future values. Additionally, it involves analyzing interest rates on various loans, trends in consumer credit, and assessing borrower legitimacy. The key objective is to compile these financial data and analytical insights into an organized Excel workbook, demonstrating understanding of financial concepts through accurate calculations and interpretations.

Dr. Jack HW Helper · Accepted Answer

Financial management is crucial for banking institutions, especially when it comes to maintaining liquidity and ensuring the availability of funds to meet demands. One of the foundational elements in this regard involves understanding and applying concepts such as reserve ratios, money multipliers, and the management of assets and liabilities on the balance sheet. This paper explores these core financial principles, demonstrating how they can be efficiently organized and calculated using Excel spreadsheets to aid sound financial decision-making. Part 1: Balancing Assets and Reserves The initial balance sheet of the bank starts with a known deposit amount of $1,000,000 as of January 9, 2017. The calculation of cash assets is based on a predetermined percentage—20% of the total deposit—resulting in $200,000. The rest of the assets, such as accounts receivable, would be calculated similarly if data were available. The liabilities are structured through accounts payable and debt, which are fundamental to ensuring the bank’s balance sheet remains balanced. The data organized in Excel allows for dynamic recalculations, which are essential for stress testing and scenario analysis, especially under changing interest rate environments or shifts in demand for loans. Part 2: Money Supply and Monetary Base Another pivotal topic involves the monetary base and the money multiplier. With a monetary base of $25 million and a reserve requirement ratio of 1% (or 0.01), the money multiplier is calculated as the reciprocal of the reserve ratio, which equates to 100. The money supply is then derived by multiplying the monetary base by this multiplier, resulting in $2,500,000. This calculation can be systematically performed in Excel, using formulas to automatically adjust output based on input changes, enabling analysts to quickly assess the potential impact of reserve requirement adjustments on the overall money supply. Part 3: Loan Interest Rates and Trends Interest rate analysis form

Part 1: I Need This On Excel Spreadsheet, Sir, Thank You

Part 1i Need This On Excel Spreadsheet Sir Thank You The Number The S

Paper For Above instruction

Part 1: Balancing Assets and Reserves

Part 2: Money Supply and Monetary Base

Part 3: Loan Interest Rates and Trends

Part 4: Future Value Calculations

Part 5: Loan Validation and Creditworthiness

Conclusion

References