Developing Your Financial Blog As We Approach ✓ Solved

Developing Your Financial Blogas We Approach

MTH 101 Week 9 Assignment: Developing Your Financial Blog As we approach the end of this course, we’re now going to look back at what we’ve learned so far and think about how to apply these concepts in our real lives. These days we learn everything from Google. A quick search often finds the answers to our questions. One of the most prevalent places we look for answers are blogs. Blogs are a quick and fun way to get information.

For this final project, you will create a financial blog post that directly relates to one of the main concepts we learned this term in our Milestones: mortgages, credit cards, and insurance. Part 1: Looking for inspiration. Let’s first start by looking at three popular blogs, such as: The Financial Samurai, The Mortgage Professor, or The Points Guy. As you can see, these websites host a variety of resources, podcasts, and videos that engage their readers. Pick one of these websites.

Describe the audience of this post and how the website tailors its writing to engage their readers. Next, what will be the name for your blog? _______________ Who will be your intended audience? For example, newlyweds wanting to buy a house. Your intended audience: _____________ How will you tailor your writing to engage your audience? What kinds of themes will you use in your writing?

What subjects might your readers be interested in? Part 2: Developing Your Blog Post First, let’s find a name for your blog post. Create a catchy-title like “Financial Samurai” that appeals to your audience. Your Blog Title: ___________ Next, we’re going to plan a post for your blog. You must choose a topic that relates to one of the concepts we’ve covered in this course (mortgages, credit cards, insurance).

You must also use at least two formulas/concepts you’ve learned in this course. Please identify these below: Your Post Title: ___________ Formulas/Concepts Used in Post: _____________ Now that you have developed the title of your post, spend some time planning on what you are going to write about. Your post should have at least 5 paragraphs, though most likely you will need to plan more. Each paragraph should contain only one main idea. You should also have an introduction (including your hook), your body paragraphs, and conclusion.

Fill out the form below to plan your post. Some examples are below to help you get started. Introduction · Hook: Becoming wealthy has never been easier in America thanks to quantitative easing, improved financial education, a raging bull market since 2009, and a widening safety net. Body Paragraph 1: The power of compound interest · Investing money in a savings account compounds interest over time. · Investing in stock ETFs, such an an S&P 500 index, will make large gains over time. Body Paragraph 2: …please write your main idea for each paragraph · Supporting point 1 · Supporting point 2 Body Paragraph 3 · Supporting point 1 · Supporting point 2 Body Paragraph 4 · Supporting point 1 · Supporting point 2 Body Paragraph 5 · Supporting point 1 · Supporting point 2 Conclusion · Closing remarks. · Recapitulation of main idea References Page (be on its own page please!) Part 3: References Finally, a good post normally is connected to some external resources to provide support.

It is hard to believe someone who doesn’t quote well-regarded facts, except in the case where that person is an expert in their field. Your paper is required to have at least two different references that you cite in your paper. Ideally these references come from authoritative sources, such as: educational institutions, organizations, editorials, or research articles. The NLU Library is able to assist with identifying articles to research. They can show you how to access and effectively use Academic Search Complete to look for articles from journals and other reputable sources.

You can request an appointment with them on their website. Please identify at least two reputable sources to reference in your blog post. Include the link/permalink to this article, so that you can access it when you write your paper. Source 1: Title of work Link/Permalink: Source 2: Title of work Link/Permalink: Finally, please write your references in APA format below, so that you are prepared to create a reference page for your work. If you are unsure on how to create a reference page, please refer to our APA Guide for further assistance or request an appointment with a writing specialist.

Sample Paper For Above instruction

Title: Developing a Personal Finance Blog Focused on Mortgages and Credit Cards for Young Adults

Introduction

In the rapidly evolving landscape of personal finance, blogs have become essential tools for educating consumers. As we proceed with this project, I aim to craft a blog post that appeals specifically to young adults seeking to understand mortgages and credit card management. My goal is to create engaging, informative content that helps demystify complex financial concepts and supports responsible financial decision-making.

Part 1: Audience and Website Inspiration

My chosen inspiration is "The Points Guy," a popular financial blog focusing on credit card rewards, travel hacking, and managing credit effectively. The audience of this blog primarily consists of young professionals and frequent travelers eager to maximize their bonuses and understand credit intricacies. The website engages its readers through relatable storytelling, practical tips, and clear visualizations that simplify complex topics. To emulate this, my blog's target audience will be young adults aged 25-35 who are beginning to navigate credit and mortgage options.

The blog name I selected is "Finance Fresh Start," aimed at young adults taking their initial steps in personal finance. My intended audience is recent graduates and early-career professionals interested in building credit and understanding mortgage options. To tailor my writing, I will use a friendly and approachable tone, incorporating real-life scenarios and relatable themes such as saving for a first home or optimizing credit card rewards.

Part 2: Planning the Blog Post

The catchy title I chose is "Unlocking Your Mortgage: Credit Tips for First-Time Buyers." The main concepts I will incorporate include compound interest and credit score calculations, both vital in understanding mortgage qualification and repayment.

The post will comprise six paragraphs: an introduction, four body paragraphs, and a conclusion. Each paragraph will focus on a single main idea. For example, the introduction will capture interest by highlighting the importance of good credit for first-time homebuyers. The body paragraphs will explore topics such as credit scores, debt-to-income ratios, securing favorable mortgage rates, and the role of pre-approval. The conclusion will summarize key takeaways and encourage responsible financial habits.

Part 3: Supporting and Referencing Sources

To substantiate the information, I will cite authoritative sources such as the Consumer Financial Protection Bureau (CFPB) and the Federal Reserve. For example:

  • Consumer Financial Protection Bureau. (2020). Understanding credit scores. https://www.consumerfinance.gov/about-us/blog/understanding-credit-scores
  • Federal Reserve. (2019). The effects of monetary policy on the housing market. https://www.federalreserve.gov/publications/2019-economic-review

All references will be formatted according to APA guidelines, ensuring credibility and proper acknowledgment of source material.

References

  • Consumer Financial Protection Bureau. (2020). Understanding credit scores. https://www.consumerfinance.gov/about-us/blog/understanding-credit-scores
  • Federal Reserve. (2019). The effects of monetary policy on the housing market. https://www.federalreserve.gov/publications/2019-economic-review
  • Investopedia. (2021). Mortgage basics. https://www.investopedia.com/terms/m/mortgage.asp
  • MyFICO. (2022). How credit scores impact mortgage rates. https://www.myfico.com/credit-education/credit-scores/mortgage
  • U.S. Department of Housing and Urban Development. (2021). First-time homebuyers guide. https://www.hud.gov/topics/buying_a_home
  • National Foundation for Credit Counseling. (2020). Building and maintaining good credit. https://www.nfcc.org/resources
  • Bank of America. (2021). Understanding your credit report. https://www.bankofamerica.com/credit-cards/learn/your-credit-report/
  • Experian. (2022). How mortgage lenders evaluate credit. https://www.experian.com/blogs/ask-experian/mortgage-credit-evaluation/
  • Mortgage Bankers Association. (2020). Mortgage finance data and trends. https://www.mba.org/research-and-impact/research/2020-housing-finance-report
  • Harvard Law School. (2019). Guide to fair lending and consumer protection. https://www.law.harvard.edu/fair-lending

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