Consider 1 Human Service Issue: The Lack Of Affordability

Consider 1 human service issue. It might be the lack of affordable housing

Choose a human service issue such as the lack of affordable housing, poor schools, date rape, divorce, or discrimination based on race, religion, or disability. Examine the possible causes of this social problem, identifying both internal and external factors contributing to the issue. Incorporate personal insights, readings, and at least two scripture references that address the issue. Your analysis should demonstrate critical thinking by considering underlying causes and relevant biblical perspectives.

Paper For Above instruction

The issue of affordable housing remains one of the most pressing social challenges in contemporary society. It affects not only individual families but also the broader community structure and economic stability. Addressing this problem requires an understanding of both internal and external causes that contribute to its persistence. Internally, factors such as economic poverty, lack of financial literacy, and personal circumstances may limit individuals' ability to secure and maintain affordable housing. Externally, systemic issues like soaring housing costs, inequality in income distribution, urban development policies, and discriminatory practices significantly exacerbate the issue.

One internal cause of the affordable housing crisis is poverty, which directly affects individuals’ capacity to afford adequate shelter. Poverty often results from unemployment, underemployment, or low wages, making even basic housing unattainable for many (National Low Income Housing Coalition, 2020). Additionally, a lack of financial literacy hampers individuals’ ability to navigate housing markets effectively, leading to poor credit choices or inability to access favorable loans or rental agreements (Sherraden et al., 2015). On the external front, systemic issues such as gentrification and rising property prices often displace low-income residents, reducing affordable options (Lloyd & McConnell, 2018). Discriminatory housing practices based on race or religion further compound the problem for marginalized groups, creating racial or religious segregation and limiting access to quality housing (Yinger, 2013).

Scripturally, Scripture emphasizes the importance of justice and caring for the vulnerable, which aligns with the societal responsibility to address housing inequities. Proverbs 31:8-9 encourages speaking up for those who cannot speak for themselves, including the economically disadvantaged, emphasizing justice and advocacy. Similarly, Matthew 25:35-40 underscores the importance of caring for those in need, recognizing that service to the least among us reflects service to Christ himself. These scriptures remind believers that addressing the housing crisis is a moral and spiritual obligation rooted in biblical principles of justice, compassion, and care for the afflicted.

Addressing the affordable housing crisis demands a multi-faceted approach that combines policy reforms, community engagement, and spiritual commitment. Policymakers must implement measures to control housing costs, promote fair housing practices, and increase funding for affordable housing projects. Communities should foster inclusive development plans that protect vulnerable populations from displacement. Moreover, faith-based and nonprofit organizations play a pivotal role in advocating for justice and providing direct support to those affected by housing insecurity. Ultimately, integrating biblical principles of justice and compassion with practical policy initiatives offers a comprehensive pathway toward resolving this significant human service issue.

References

• National Low Income Housing Coalition. (2020). The Gap: A Shortage of Affordable Homes. Retrieved from https://nlihc.org
• Sherraden, M., Johnson, L. M., Theiss, H., & Shoffner, D. (2015). Financial capability and low-income households. Journal of Consumer Affairs, 49(2), 384-408.
• Lloyd, C., & McConnell, E. (2018). Gentrification and its Discontents: Housing and Inequality. Urban Studies, 55(12), 2794-2806.
• Yinger, J. (2013). Housing Discrimination and Racial Segregation. Journal of Urban Economics, 74, 32-45.
• The Holy Bible, New International Version.
• Proverbs 31:8-9.
• Matthew 25:35-40.
• Ludwig, J., & Mayer, S. (2019). The Unintended Consequences of Housing Policies. Urban Affairs Review, 55(3), 659-684.
• Crimport, J., & Adams, R. (2017). Systemic Racism and Housing Inequality. Journal of Social Policy, 46(1), 57-77.
• O’Hara, M., & Schill, M. (2018). The Future of Affordable Housing. Harvard Law & Policy Review, 12(2), 163-191.